Contact John through WhatsApp: +1 or Skype: asihefei or Wechat: johnzhangusa if you have intermediate Chinese communication skills and are willing to learn US home mortgage loan, please submit your resume.
We are looking for a loan processor trainee to join our tight-knit group of mortgage professionals. The successful applicant needs to have strong communication skills with Chinese and are interested in learning loan processing, excellent attention to detail, and a skilled approach to customer service to help our borrowers navigate the mortgage closing process. We provide the opportunities, the team, and the growth potential to help you achieve your career goals. If this sounds like the ideal job for you, please apply today!
Location: Virtual Position, working from home
US Office Location: 12646 Carmel Country Rd Unit 153, San Diego, CA92130
Knowledge to learn as Loan Processor and Responsibilities
Serve as the main point of contact for title companies, real estate agents, mortgage loan officer/ mortgage loan originator, borrowers, and mortgage underwriters to facilitate a timely loan closing
Obtain and verify that all loan documentation, such as title insurance, appraisals, loan applications, credit reports, and income and asset declarations are accurate and provided promptly to underwriters for loan approval
Order third party documentation and reports for residential home loans, create and maintain the mortgage loan file, and assist in clearing underwriting conditions as requested
Input loan file documentation accurately into necessary software programs
Ensure that all loan files, credit packages, and disclosure packages comply with company lending policies, as well as state and federal lending guidelines
– input and balance the fee sheet
– Provide Advantage Credit Report
– Choose Program/Lender for submission
– Lock loan with Lender
– Communicate and provide any additional documentation needed from the borrower
– Approval of final Fee Sheet for closing
– Download/Input loan in Calyx/Point, UWM Blinks or other loan origination system LOS.
– Review initial file received for credit, income, assets, ratios, etc and advise of any concerns
– Order any required VOE’s, VOD’s, VOM’s or VOR’s
– Order appraisal
– Order Title Commitment
– Once we have complete package, submit to lender of your choice
– Track the underwriting process.
– Once approved we work to obtain necessary documents, if needed
– Once clear to close is received, lock in loan rate and review of Fee Sheet for your completion/approval
– Schedule closing between the Lender, Title Company, and borrower
– CD will be reviewed against Fee Sheet for accuracy and then sent for approval
– Verify the closing documents are received at the Title Company prior to closing and then verify that the closing was successful
Loan Processor Qualifications
Bachelor’s degree preferred; high school diploma required
Intermediate Chinese communication both verbal and written
Strong interest in learning home mortgage, real estate transaction, and related knowledge.
Exceptional time management, attention to detail, customer service, and communication skills are necessary
Proficiency with MS Office, etc.
Compensation and Benefit
Compensation based on experience with market base salary plus merit bonus. Company paid medical insurance will be provided after one year anniversary. Selected US holiday schedule, paid overtime. Bi-weekly pay scheduled on 5th and 20th of each month directly deposit to employee’s bank account in PHP though wise transfer.
APPLY FOR THIS JOB:
Company: Supafitgrow
Name: John Zhang
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