Mortgage Loan Closer – WFH

Job Title: Mortgage Loan Closer

Company Overview:
We are a well-established and rapidly growing US-based financial services company that specializes in providing office support duties to Brokers and Loan Officers in the Wholesale Mortgage Industry. Our commitment to exceptional service and adherence to high ethical standards has earned us a reputation as a trusted leader in the industry.

Job Overview:
We are seeking an experienced individual that thrives under fast-paced conditions to join our team. The successful candidate will be responsible for ensuring the timely and accurate closing of mortgage loans. You will work closely with loan officers, processors, and title/escrow companies to ensure that all necessary documentation is in order and that loans are closed in accordance with all state and federal regulations. This role is new to our company. The successful candidate will have every opportunity to grow a team of closers and become a leader in our company.

Responsibilities:
– Responsible for managing closing dates/times for each transaction within time parameters
– Review loan documentation to ensure accuracy and completeness
– Ensuring all applicable early Closing Disclosure disclosure items are met to disclose Early CD to borrowers.
– Initiate Closing Preparations with Lender and Title Company
– Review closing documents, including the Closing Disclosure and Settlement Statement for accuracy and completeness. Work with your lender and title agents to balance fees
– Communicate with borrowers, loan officers, processors, and title/escrow agents to ensure that all necessary documentation is obtained and any issues are resolved prior to closing
– Coordinate with title companies and customers to schedule loan closings
– Monitor all loan closings and ensure that all documentation is signed and executed correctly
– Ensure compliance with all state and federal regulations related to mortgage lending
– Send all post-closed files to the post closer for review, archive and audit.
– Provide exceptional customer service to borrowers and partners

Requirements:
– Minimum of 2 years of experience in the financial services industry.
Fresh Graduates are also welcome. Please include your area of study on your resume.
– Knowledge of basic computer software and systems
– Excellent attention to detail and organizational skills
– Strong Oral and Written communication and customer service skills (English Speaking customers)
– Ability to work independently and as part of a team
– Remote Job- Must be present and available at all times during work hours (Pacific Standard Time 8am-5pm; 1 hour Lunch break (unpaid), 2 15-minute breaks (paid)
– Must be a competent, hardworking over-achiever.

We offer a competitive salary, a comprehensive benefits package, and a supportive work environment.
Compensation: Php 30,000 per month paid semi-monthly.

Benefits:
13th Month Pay*
Health Insurance Allowance*
Production Bonus Pay*
Personal Time Off (15 Days)*
Sick Time Off (10 Days)*
Holiday Time Off (9 Days)

*Some benefits are restricted to a 90-day probation period. Upon completing your first 90 days in the role, all benefits listed above will become available to you.

If you are an experienced financial services professional looking to join a growing, reputable, and established company, please submit your resume and cover letter for consideration.