Senior Underwriter

About Us:
We are a driven group of people that believe we can have a significant impact on the small business finance industry. Specialty Capital was founded on the premise that honest finance partners can help small businesses get through challenging times and resolve their cash flow problems. Our risk infrastructure is iterated constantly, and we are quick enough to make decisions. Our company benefits from market turbulence. We think outside the box.

We are currently hiring for the Senior Underwriter position. Task will include but are not limited to underwriting all new merchant applications to ensure compliance with underwriting guidelines and risk standards. Also help in providing analysis to support business decisions, managing the financial needs of the operation, or partnering across the company to drive results, our passion is providing the analytical horsepower and funding to support our strategic plan. The analyst will also take on roles pertaining to mining the analytics of the underlying data of each consumer loan as we scale the operation.

Successful candidates will be offered a comprehensive benefits package that includes medical, and dental coverage which you are eligible for after 90 days of employment. We also offer paid time off and paid holidays.

Responsibilities:
– Assist with thorough background checks and financial analyses for new merchant applications.
– Acquire necessary documentation needed in accordance with submissions, including merchant processing statements and any correlated financials.
– Filter merchant applications for further review by a senior underwriter.
– Conduct merchant phone interviews to verify the potential future clientele and its’ business operations.
– Determine the creditworthiness of a small business and its owner(s)
– Work with sales and support staff to outline and close deals.

Qualifications:
– 1-2 years of Underwriting experience preferred
– Basic understanding of general credit policies, lending operations, credit principles, and loan research.
– Ability to handle and prioritize multiple projects at any given time, as well as associated conflict/resolution.
– Strong verbal and written communication skills.
– Capability to work effectively within a team, with unexpected pressures
– You are articulate and have excellent verbal and written communication skills
– You are self-motivated and operate effectively in a team environment
– You are a creative thinker and share our passion for success

Our Vision
We are well positioned to continue gaining market share as the revenue-based finance landscape is ready for a transformation. By funding volume and profitability, we want to rank among the top 10 revenue-based financial companies.

Our Values
Integrity: Our integrity is the most important thing to us. Huge integrity serves as the cornerstone around which our brand was established.
Customer Service: Our obsession with providing excellent customer service extends to both our referral partner and merchant partnerships. How we handle our relationships will determine how successful we remain. The higher our reputation, customer service, and brand, the better.
Creativity: We naturally tell stories and approach funding small business merchants from multiple angles. We are familiar with how cash flow functions in many industries and rely on performing in-depth merchant interviews to identify the business’s constraints.

For interested applicants, please send us a message of your resume.